Self-Managed Super Funds

An SMSF lets you take a more hands-on approach to your super. Instead of everything sitting in one place, your super can be invested across assets like shares, cash, and property.

We’ll help you understand how SMSFs and SMSF loans work, and whether it suits the way you want to invest for your future.

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Is an SMSF right for you?

An SMSF can be a strong option if you want more flexibility and control over how your super is invested, but it also comes with more responsibility.

We’ll talk through your goals, the fund rules, and whether property inside super fits your long-term plan.

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Why Livi?

Big decisions, clear guidance. We’ll keep it simple and keep you informed.

We do the heavy lifting

We help coordinate the paperwork, lender requirements, and key steps – so nothing gets missed.

Clear guidance

We’ll explain how SMSF lending works, what’s involved, and what happens next – in a way that makes sense.

Loan structure that fits

We’ll help structure the loan around your fund strategy, rules, and longer-term goals.

Need help deciding between SMSF and direct investment?

Buying inside super works differently to buying as a personal investor. The right choice depends on your goals, timeline, and how hands-on you want to be. We’ll help you break it down and make a confident call.

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What makes SMSF Loans Different

SMSF loans aren’t the same as standard home or investment loans. They have their own rules, deposit requirements, and approval process.

Our lending specialists explain the differences clearly upfront and guide you through it, so you feel confident about how it all works.

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SMSF property rules - the essentials

A few key rules to understand before buying property inside super.

Sole purpose test

The investment must be for retirement benefits, not personal use.

Who can live there?

Members and related parties generally can’t live in or rent the property.

Arm’s length purchase

Residential property must be bought at market value from an unrelated party.

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Talk with a real person about your loan, at Livi.

Book a quick chat and we’ll help you understand your options, clearly, without the pressure.

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Get in Touch

Speak with one of our lending specialists today to see how we can help you.

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